Blog
April 19, 2023
What do you want from your investments- When I ask this question, most of the clients’ answers are not only vague but also leading them towards complications. They may answer- I want the best return and for that I can take some risk. But at least my principal should remain intact. Some may quote a certain number as their goal e. g they may say I want […]
April 17, 2023
I was watching a program on YouTube where Oprah Winfrey was talking to Eckhart Tolle ( who wrote the legendary book “The Power of Now”) about gratitude. Oprah said-when she is upset and worried she turns to her breathing and feels grateful for that. Grateful for breathing? Feeling grateful for something which is so obvious in all of our lives! But that’s how the people with […]
April 15, 2023
Over a period of more than 23 years into my career, I have seen or heard very few investors who are successful “Do it yourself”(DIY) investors. What I observed is that DIY investors generally have a much smaller portfolio and underperform their potential big time. On the other hand, investors who are doing it through an advisor develop a much larger portfolio and aim to achieve their important financial goals through disciplined […]
April 7, 2023
In a rather surprise move, RBI in its recent monetary policy on 6th April 2023 has unanimously decided to keep the repo rate unchanged at 6.5%. RBI has been hiking interest rate since May 2022 and so far has increased it by 2.5% since May 2022. So, in a way this is a welcome break. Recently twin bank failures in the US and distress sale of big […]
April 2, 2023
“Warren Buffet”, Naam to suna hi hoga ! The beauty of his investment process and his life in general is that they are not at all complicated. Look at the following points- 1) He adopts a buy and hold strategy in the midst of high in and out game of the stock market. 2) He is not concerned about what is happening at the macro level. He famously […]
March 25, 2023
Debt mutual funds will no longer enjoy the long term capital gain benefit of 20% taxation along with indexation benefit. The government made this proposal today in the form of an amendment to the finance bill 2023. With this proposal, capital gain in debt funds bought after 1st April 2023 will be fully taxable even after completing 3 years. So far, debt funds attract capital gain taxation […]