Articles

We are generally wired to focus on current events and extrapolate them towards the future. This makes us oblivious to risks and rewards that are going to come in our life journey. And here lies the hope as well as the caution as we need to look beyond what is happening in the now. Let me give you my own examples – –       When I started my […]

Yes, you heard this right. The title is correct- Don’t be a lazy investor, be super lazy. This is not crazy advice. Crazy is when investors do otherwise. There are so many misconceptions around the stock market and people instinctively believe them without checking the facts. I start smiling when people say- –       You have to move fast in order to take advantage of the market. […]

__God, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference. __ This prayer sums up the required action points during the market downturn as what is happening currently. So, let’s understand what we can and should do and what we should accept and let that be. This is the culmination […]

Most investors probably already understand the importance of a systematic investment plan (SIP). It is the most convenient way of accumulating wealth by investing small savings regularly. You not only get the benefit of putting your monthly savings in meaningful investments but also get the advantage of cost averaging because of market volatility. But there is one more benefit which triumphs all the other benefits of […]

Most of us studied compound interest in our primary education and believe that we understand it. But as investors, our behavior indicates otherwise. We hold the investments for a short period and given the first sign of any volatility, press the exit button. Many also exit from the funds if they feel that the market is currently high and exiting would be a prudent strategy. Their […]

With the advent of “do it yourself” investments, many investors feel that they can choose the right mutual funds for themselves rather than relying on advisors. They can simply download a mobile app (like Grow, Zerodha and others) and conveniently buy and sell mutual funds. Bypassing the advisor/distributor give them the advantage of lower expense load thus their return is likely to increase by 0.50-0.75% per […]