Articles
July 29, 2024
Full Budget 2024 presented today by finance minister Nirmala Sitharaman shows lot of promises as well as some disappointments. Let us discuss the promises first- Agriculture research will be upgraded to improve productivity and developing climate resilient varieties. 1 Crores farmers across the country will be initiated to adopt natural farming, supported by certification and branding in the next 2 years. Digital Public Infrastructure (DPI) for […]
October 3, 2023
One of the most erroneous methods of selecting equity funds is by only watching the performance of the last one year or two years. Many investors feel that by taking out a few best performing funds from the internet or from some financial journal, they have found the champion funds. But this one sided research usually results in dismal performance. The lure of attractive numbers is so […]
September 17, 2023
“Unity in diversity” is the dictum we use for our beautiful country “India”. We have appreciated our diversity and diversity has delivered us unity & progress. Similarly, a diversified portfolio is an all weather portfolio. It sustains your wealth in the short term and makes it grow in the long term. But, I have seen that many investors while seeing their portfolio start comparing one fund […]
September 15, 2023
One of my clients recently complained to me as he said- “Manoj, you have not done any changes in my portfolio for a long time. My banker was telling me that you need to be active with your portfolio otherwise your portfolio wont grow. I said, I reviewed your portfolio with you twice last year and found there is absolutely nothing to change. Then I told […]
June 15, 2023
With your continued patronage, we have scaled a new height. Today, Mainstream Investments is turning 18. When in 2005, when I along with my wife Pamita launched this company, many of my well-wishers advised us not to take the plunge. We were just married and taking the uncertainties of a new business along with the mounting expense of running a newly married life was quite difficult […]
May 30, 2023
Few days back one investor came to me through a reference. He had been taking advisory services from one of the renowned advisors in Delhi but not satisfied with the result. On such occasions, usually I don’t change the portfolio too much even after the change of advisory because there usually is not much to change. But in this case, I really felt for the client. There were few NFOs […]