Articles

We had a client, let’s call him Mr Malhotra. So, Mr Malhotra had been constantly looking for new investment avenues or maybe they were chasing Mr Malhotra. He felt that he must always be on his toes, otherwise good opportunities would run away. He kept an eye on new real estate projects, NFOs, IPOs, ULIP Plans, PMS, equity debentures…..He didn’t want to miss out on any. […]

An archetypal financial planning starts with long term financial goals like retirement planning. Then there are other financial goals like children’s college education planning, marriage planning, buying a dream home etc. So the focus is on setting long term financial goals and emphasis on investments for the long term time horizon. Setting the stage for long term investments also gives the advisor a ready excuse for short term […]

1) Make my bed immediately after getting up. 2) Do meditation for at least 5 minutes. 3) Write 3-5 most important things to accomplish for the day.  4) Do exercise or Yoga or play some games. Mostly it’s yoga but some days during the week I play badminton or do the walking. 5) Take a bath with cold water. Plan to continue it during peak winter also. […]

A beggar had been sitting on the railway platform for ages. Some passers-by put some coins in his begging bowl while many others simply passed by. Some days when he would get good alms, he would consider himself very lucky but even that happiness does not last long. The fear of next day would continue to agonize him. On many days he had to sleep on empty […]

Dear Ladies of the world, You have covered some distance but still there is huge gap to be filled for creating an equal society. One area where the inequality is particularly glaring is in the field of money matters. Dear ladies, why are you still not making major financial decisions including investment decisions? Men have created the impression that finance is better left to them and […]

Like countless people who are in the field of investments, Warren Buffett is also my Guru. Not just because he is the greatest investor of all time but because of the deep insights he brings to the table. One of the gems he pronounces is this: ” If the Fed ( American equivalent of RBI) chairman comes and whispers in my ear what he is going to […]