Articles

March 5, 2023

My Reading Journey

At the age of 18, I started reading books, mainly motivational books. I still remember my first book by Swett Martin, I was simply astounded by the audacity of the writer’s way of motivating the readers. Reading those words was electrifying. At that time I was searching for some strong dose of motivation after a string of setbacks (yes, I viewed many events that way). So, I […]
March 4, 2023

Magic and Curse of “Power of Compounding”

The first line “Compounding is the eighth wonder of this world” is poetic but the second line ” One who understands, reap the benefit and one who doesn’t pay heavily” is simply prophetic. When someone complimented Warren Buffet that he had started his investments at the age of 11, he famously replied “I was actually 11 years late”. No wonder he was rewarded for understanding the […]
March 3, 2023

Investor awareness is more about understanding self rather than what is happening outside.

The Supreme Court appointing a panel to investigate the alleged irregularities in Adani Companies is a welcome step. Presided by former supreme court judge Mr A M Sapre, the panel has highly respected people in the world of business, finance and law. The Hindenburg report caused havoc for more than a month in nearly all Adani owned companies. Now this expert committee will hopefully cover all […]
March 1, 2023

Is Your Advisor Following Some Basic Fundamentals While Doing Your Investment Planning?

10 Basic pointers which you as an investor should keep in mind- 1) Does your advisor tell you that asset allocation and proper diversification account for more than 90% of your investing success? Selection of funds and market timing only account for less than 10%? Should you devote more efforts to 90% or to 10%? 2) Does your advisor tell you that trying to catch the best […]
February 28, 2023

Chasing best mutual funds could be a trap

Many financial Journals, magazines and websites promote the concept of best funds of the year, star fund managers, best fund houses etc. They keep publishing the names of what they tout as the best funds to invest in. Furthermore, there are investment advisory companies and banks, who in the name of advisory, give buy recommendations of what they brag as the best funds and suggest dumping those funds […]
February 27, 2023

Is this what I so feared?

Most of the things in this world look scary or very difficult to handle at the outset. Many of us, especially those who started late, remember how onerous it was to learn driving. So much so, some people never even tried to learn driving. They convinced themselves that it’s too late for them to learn driving or why to even try which looks too difficult too risky. […]