Articles

10 Basic pointers which you as an investor should keep in mind- 1) Does your advisor tell you that asset allocation and proper diversification account for more than 90% of your investing success? Selection of funds and market timing only account for less than 10%? Should you devote more efforts to 90% or to 10%? 2) Does your advisor tell you that trying to catch the best […]

Many financial Journals, magazines and websites promote the concept of best funds of the year, star fund managers, best fund houses etc. They keep publishing the names of what they tout as the best funds to invest in. Furthermore, there are investment advisory companies and banks, who in the name of advisory, give buy recommendations of what they brag as the best funds and suggest dumping those funds […]

Most of the things in this world look scary or very difficult to handle at the outset. Many of us, especially those who started late, remember how onerous it was to learn driving. So much so, some people never even tried to learn driving. They convinced themselves that it’s too late for them to learn driving or why to even try which looks too difficult too risky. […]

Some years back, I was watching Salman Khan in an interview. In one question he shockingly replied, Main apne kamaye paise ko jalaun,, phad dun ,ya fenk dun, aapko kya problem hai! This is my tax paid money so I have every right to do whatever I want to do with my money, he added. Is this really your money? Do you have every right to […]

1) Meditate daily- Studies show that more than 80% of people who are successful with health, wealth and wisdom are doing some kind of meditation daily. 2) Pay yourself first- Develop the habit of investing some portion immediately after getting your monthly salary or any other payment. How much? Start with a small amount and gradually take it to around 35% of your monthly income. SIPs are […]

Some mysteries are intriguing and challenging to understand. Bitcoin is one such concept which has been talked about a lot over the last 8-9 years and still the conundrum around it refuses to go away. My clients keep asking about this avenue but frankly even I didn’t know much about it (still work in progress), so my stock answer has been to refrain from anything which […]